Pets Best Insurance is the best choice of every pet owner. It is specifically designed to meet the needs of dog and cat owners. It covers the regular vet expenses including annual vet check ups, dental care, de-worming, heart worm treatment, surgeries, prescription drugs, X-rays and more. With pet health insurance for cats and dogs, powered by Pets Best, you will receive reimbursed up to ninety percent on certain eligible veterinary bills* made payable to Pete Best. Your pet can be covered regardless of age, breed, size or health.
It’s easy to pay pet health insurance premiums month after month. You can also choose from the following options. The first choice is to pay in advance and choose your options from the list. It offers the convenience of paying your premium on a monthly basis and it eliminates the worry of remembering to pay on time.
* One option that is not available with other pet health insurance policies is a risk rider. This rider lets you pay higher premiums for coverage against sudden, catastrophic illness. It can be applied by signing up for an agreement with a participating veterinarian. If your pet gets sick suddenly, the veterinarian pays the difference between human health insurance premiums and your pet premiums. It has no annual limit, but your pet insurance premiums may be affected if you switch the veterinarian.
* Another popular method of covering vet bills in pet health insurance is a second chance policy. If you enroll your dog in this program, your pet health insurance provider compensates for the difference between the regular payment and what your pet would earn under normal circumstances. Normally, a second chance policy covers only major illnesses. If your dog has relatively minor illnesses once in a while, then the veterinarian will make up for the rest.
* There are policies available that reimburse the vet for services that you have not utilized for a certain time. Examples include services that are not used on an annual basis. For example, if you do not use your pet plan for shampooing your dog regularly, the provider will not reimburse you for it. In this case, the animal shelters or animal welfare organizations might cover the cost instead.
* Accidental death and dismemberment benefits cover the cost of veterinary fees in the event that your pet is euthanized or has its limbs cut off during an accident. Your pet insurance provider will reimburse you for the cost of cremation or burial expenses. With accidental death and dismemberment coverage, you may be compensated for the loss of the pet even if it has already been cremated or buried. The policy terms and conditions usually state that the payment to the veterinarian will be made only if the accident is deemed “unnecessary.” For instance, a hemorrhage in a dog would likely be classified as “unnecessary” and not reimbursed.